Lowe's Credit Card - Lowe's Advantage Store Credit Card

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The Lowe’s credit card is a private label store credit card offered by Lowe’s from Synchrony Bank.  The Lowe’s credit card (Lowe’s Advantage Card) provides 5% off for purchases at Lowe’s or 6 months special financing (minimum of $299) or project financing on any project over $2,000 for 36 months (3.99% APR), 60 months (5.99% APR), or 84 months (7.99%) .  It’s important to note that as a private label card, the Lowe’s credit card can only be used for purchases at Lowe’s.

Lowe’s is the 2nd largest home improvement retailers in the U.S. and therefore has a broad array of home improvement and related products that range from products and services that are purchased regularly as well as less frequently.  A 5% discount on all purchases is a strong incentive to use the credit card and the financing options and programs make this an attractive credit card to use when making purchases at Lowe’s.

Lowe’s also offers business credit cards which you can learn more about here.

Lowe’s Advantage Store Credit Card Value Rating

Based on our review of the credit card and its terms, we give the Lowe’s credit card a GREAT value rating.  The 5% everyday savings can be substantial over the course of a year, particularly given that it is for all purchases at Lowe’s, even very high-ticket / high-cost products and services.  In addition, the credit card provides potential 6 month financing for purchases over $299 and extensive financing for purchases over $2,000 which is very attractive.  As a result, we believe that the Lowe’s credit card (Lowe’s Advantage Card) is a GREAT value for customers.

Lowe’s Advantage Store Credit Card Terms

  • Introductory APR: N/A
  • Ongoing APR: 26.99%
  • Annual Fee: $0
  • Bonus / Rewards: 5% discount on purchases with Lowe’s OR 6 months special financing for purchases over $299 OR 36 to 84 month financing for purchases over $2,000
  • Cash Advance Fee: N/A
  • Late Payment Fee: up to $38
  • Returned Payment Fee: N/A

Lowe’s Advantage Store Credit Card Login

Your Lowe’s credit card login can be accessed by going to the following login page –> Lowe’s credit card login.  You will then be able to login to access and manage your Lowe’s credit card there.  In addition, you will be able to make payments online or arrange to pay for the credit card charges in a number of other ways.

Lowe’s Advantage Store Credit Card Payments

You can pay for your credit card fees directly at any Lowe’s location.  In addition, you can also send in your payment to Synchrony Bank via check or pay over the Internet using Lowe’s credit card login information.

Lowe’s Advantage Store Credit Card Phone Numbers

Phone numbers for the Lowe’s credit card are outlined below.

  • Customer service : 1-888-840-7651

Lowe’s Website: www.lowes.com

Lowe’s Credit Card Information: Lowe’s Credit Card Information Overview

Website URL Visit Link Here
Credit Card Information URL Visit Link Here
Credit card login URL Visit Link Here
Credit card phone number 1-888-840-7651
Credit card value rating GREAT
Introductry APR N/A
APR 26.99%
Bonus / Rewards 5%
Annual Fee 0
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