Lowe's Credit Card - Lowe's Business Account Store Credit Card

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The Lowe’s business credit card is a private label store credit card offered by Lowe’s from Synchrony Bank.  The Lowe’s credit card (Lowe’s Advantage Card) provides 5% off for purchases at Lowe’s with the option to pay for purchases over time or in full each month.  It’s important to note that as a private label card, the Lowe’s credit card can only be used for purchases at Lowe’s.

Lowe’s is the 2nd largest home improvement retailers in the U.S. and therefore has a broad array of home improvement and related products that range from products and services that are purchased regularly as well as less frequently.  A 5% discount on all purchases is a strong incentive to use the credit card, making this an attractive credit card to use when making purchases at Lowe’s.

Lowe’s also offers consumer credit cards which you can learn more about here.

Lowe’s Business Account Store Credit Card Value Rating

Based on our review of the credit card and its terms, we give the Lowe’s credit card a GOOD value rating.  The 5% everyday savings can be substantial over the course of a year, particularly for small business owners given that it is for all purchases at Lowe’s, even very high-ticket / high-cost products and services.  However, the consumer credit card offered by Lowe’s has better financing options and would be better for most individuals and small business owners as well even considering that the APR for the Lowe’s business credit card is lower.  As a result, we believe that the Lowe’s business credit card (Lowe’s Business Account) is a GOOD value for customers (the consumer credit card was rated a GREAT value).

Lowe’s Business Account Store Credit Card Terms

  • Introductory APR: N/A
  • Ongoing APR: 16.99% in GA and NC, 21.99% APR elsewhere
  • Annual Fee: $0
  • Bonus / Rewards: 5% discount on purchases with Lowe’s
  • Cash Advance Fee: N/A
  • Late Payment Fee: up to $38
  • Returned Payment Fee of up to $20

Lowe’s Business Account Store Credit Card Login

Your Lowe’s credit card login can be accessed by going to the following login page –> Lowe’s business credit card login.  You will then be able to login to access and manage your Lowe’s credit card there.  In addition, you will be able to make payments online or arrange to pay for the credit card charges in a number of other ways.

Lowe’s Business Account Store Credit Card Payments

You can pay for your credit card fees directly at any Lowe’s location.  In addition, you can also send in your payment to Synchrony Bank via check or pay over the Internet using Lowe’s business credit card login information.

Lowe’s Business Account Store Credit Card Phone Numbers

Phone numbers for the Lowe’s credit card are outlined below.

  • Customer service : 1-888-840-7651

Lowe’s Website: www.lowes.com

Lowe’s Business Credit Card Information: Lowe’s Business Credit Card Information Overview


Website URL Visit Link Here
Credit Card Information URL Visit Link Here
Credit card login URL Visit Link Here
Credit card phone number 1-888-840-7651
Credit card value rating GOOD
Introductry APR N/A
APR 16.99% to 21.99%
Bonus / Rewards 5% discount
Annual Fee 0
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