Lowe's Credit Card - Lowe's Business Rewards American Express Credit Card

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The Lowe’s credit card is a business credit card offered by Lowe’s from American Express.  The Lowe’s business rewards credit card provides 5% off for purchases at Lowe’s while also earning Lowe’s business rewards points at a rate of 3X at U.S. restaurants, U.S. office supply stores, and wireless telephone services purchased directly from U.S. service providers.  It also earns 2X business rewards points for purchases at Lowe’s and 1X business rewards points for all other purchase made using the credit card.

Lowe’s is the 2nd largest home improvement retailers in the U.S. and therefore has a broad array of home improvement and related products that range from products and services that are purchased regularly as well as less frequently.  A 5% discount on all purchases is a strong incentive to use the Lowe’s business rewards american express credit card in addition to the business rewards points, making this an attractive credit card to use for businesses and small businesses.

Lowe’s also offers consumer credit cards which you can learn more about here.

Lowe’s Business Rewards American Express Credit Card Value Rating

Based on our review of the credit card and its terms, we give the Lowe’s business rewards American Express credit card a GREAT value rating.  The 5% everyday savings can be substantial over the course of a year, particularly for small business owners given that it is for all purchases at Lowe’s, even very high-ticket / high-cost products and services.  In addition, the business rewards points ranging from 1X to 3X the actual purchases on the credit card could be substantial although the one downside is that the redemption of the points is limited predominantly to Lowe’s gift cards or American Express gift cards.  However, the financing charge for the card ranging from 13.99% APR to 18.99% APR is lower than most other credit card APRs, pushing the value of the credit card to a GREAT value rating.

Lowe’s Business Rewards American Express Credit Card Terms

  • Introductory APR: N/A
  • Ongoing APR: 13.99% to 18.99% APR
  • Annual Fee: $0
  • Bonus / Rewards: 1X to 3X Lowe’s business rewards points for purchases
  • Cash Advance Fee: $5 or 3% of the amount of a cash advance
  • Late Payment Fee: Up to $38
  • Returned Payment Fee: $38

Lowe’s Business Rewards American Express Credit Card Login

Your Lowe’s credit card login can be accessed by going to the following login page –> Lowe’s business rewards american express credit card login.  You will then be able to login to access and manage your Lowe’s credit card there.  In addition, you will be able to make payments online or arrange to pay for the credit card charges in a number of other ways.

Lowe’s Business Rewards Credit Card Payments

You can pay for your credit card fees directly at any Lowe’s location.  In addition, you can also send in your payment to American Express via check or pay over the Internet using Lowe’s business rewards American Express credit card login information.

Lowe’s Business Rewards Credit Card Phone Numbers

Phone numbers for the Lowe’s credit card are outlined below.

  • Customer service : 1-866-537-1397

Lowe’s Website: www.lowes.com

Lowe’s Business Rewards Credit Card Information: Lowe’s Business Rewards Credit Card Information Overview


Website URL Visit Link Here
Credit Card Information URL Visit Link Here
Credit card login URL Visit Link Here
Credit card phone number 1-866-537-1397
Credit card value rating GREAT
Introductry APR N/A
APR 13.99% to 18.99%
Bonus / Rewards 1X to 3X Lowe's Rewards
Annual Fee 0
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