Old Navy Credit Card - Old Navy Store Credit Card

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The Old Navy Store credit card is a private label store credit card offered by Old Navy from Synchrony Bank.  Users of the Old Navy Store credit card get 5 points for every $1 spent with Old Navy, Gap, Banana Republic, and Athleta (all part of Gap Inc.).Points can be used to redeem rewards with the Gap Inc. companies and brands or receive a $5 reward for every 500 points earned.

In addition, anyone reaching 5,000 points in a single calendar year can be upgraded to a Navyist account which provides the following added benefits:

  • 20% extra Rewards points every quarter
  • Free shipping on any online order from Old Navy, Gap, Banana Republic, Athleta with code NAVYIST
  • Free basic alterations on Banana Republic purchases
  • Private toll-free priority phone line : 866-450-5295

It is important to note that as a private label store credit card, the Old Navy store credit card can only be used for purchases at Old Navy or other Gap brand retail stores and online shops.  For those looking for a more flexible credit card with Old Navy, check out our review of the Old Navy Visa credit card.

You can apply today and get 15% off your first purchase!

The Old Navy Store credit card provides rewards for purchases made from all Gap related companies and therefore provides a good base for consumers that frequent those brands (Gap, Old Navy, Banana Republic, Athleta).

Old Navy Store Credit Card Value Rating

Based on our review of the credit card and its terms, we give the Old Navy Visa credit card a GOOD value rating.  Given the breadth of clothing and related merchandise you can purchase across the Gap brands and its popularity, the 5% Rewards points could be valuable.  The 15% off the first purchase made with Old Navy adds some value although we would have liked to see more flexibility in having the discount apply to any Gap retail brand.  The APR for a private label store credit card, however, is better than other such credit cards that we’ve reviewed.

Old Navy Store Credit Card Terms

  • Introductory APR: N/A
  • Ongoing APR: 25.74%
  • Annual Fee: $0
  • Bonus / Rewards: 1% or 5%
  • Cash Advance Fee: $10 or 4% of Cash Advance
  • Late Payment Fee: $37
  • Returned Payment Fee: $37

Old Navy Store Credit Card Login

Your Old Navy credit card login can be accessed by going to the following login page –> Old Navy credit card login.  You will then be able to login to access and manage your credit card there.  In addition, you will be able to make payments online or arrange to pay for the credit card charges in a number of other ways.

Old Navy Store Credit Card Payments

You can pay for your credit card fees directly to Old Navy at any of their store locations.  In addition, you can also send in your payment to Synchrony Bank via check or pay over the Internet using Old Navy’s credit card login information.

Old Navy Store Credit Card Phone Numbers

Phone numbers for the Old Navy credit card are outlined below, which include a phone number for customer service as well as a phone number for questions about the Amazon.com credit card.

  • Customer service : 1-877-222-6868

Old Navy Website: oldnavy.gap.com

Old Navy Credit Card Information: Old Navy Credit Card Information Overview

Website URL Visit Link Here
Credit Card Information URL Visit Link Here
Credit card login URL Visit Link Here
Credit card phone number 1-877-222-6868
Credit card value rating GOOD
Introductry APR N/A
APR 25.74%
Bonus / Rewards 5%
Annual Fee 0
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