Old Navy Credit Card - Old Navy Visa Credit Card

1-877-222-6868
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The Old Navy Visa credit card is a Visa credit card offered by Old Navy from Synchrony Bank.  Users of the Old Navy Visa credit card get 5 points for every $1 spent with Old Navy, Gap, Banana Republic, and Athleta (all part of Gap Inc.) and 1 point for every $1 spent everywhere else.  Points can be used to redeem rewards with the Gap Inc. companies and brands or receive a $5 reward for every 500 points earned.

In addition, anyone reaching 5,000 points in a single calendar year can be upgraded to a Navyist account which provides the following added benefits:

  • 20% extra Rewards points every quarter
  • Free shipping on any online order from Old Navy, Gap, Banana Republic, Athleta with code NAVYIST
  • Free basic alterations on Banana Republic purchases
  • Private toll-free priority phone line : 866-450-5295

For those looking for financing and credit only for Old Navy purchases and not for purchases outside of Old Navy, check out our review of the Old Navy store credit card.

You can apply today and get 15% off your first purchase!

The Old Navy Visa credit card provides rewards for purchases made from all Gap related companies and therefore provides a good base for consumers that frequent those brands (Gap, Old Navy, Banana Republic, Athleta).  However, the rewards points outside of the Gap brands are generally on the lower end of high-value Visa credit cards.

Old Navy Visa Credit Card Value Rating

Based on our review of the credit card and its terms, we give the Old Navy Visa credit card a GOOD value rating.  Given the breadth of clothing and related merchandise you can purchase across the Gap brands and its popularity, the 5% Rewards points could be valuable.  However, this is offset by a non-competitive 1% Rewards points for purchases outside of the Gap brands when using the Old Navy credit card.  The 15% off the purchase adds some value.  The APR, however, again offsets some of the value rating for the Old Navy Visa credit card as it’s on the higher end at 25.74%.

Old Navy Visa Credit Card Terms

  • Introductory APR: N/A
  • Ongoing APR: 25.74%
  • Annual Fee: $0
  • Bonus / Rewards: 1% or 5%
  • Cash Advance Fee: $10 or 4% of Cash Advance
  • Late Payment Fee: $37
  • Returned Payment Fee: $37

Old Navy Visa Credit Card Login

Your Old Navy credit card login can be accessed by going to the following login page –> Old Navy credit card login.  You will then be able to login to access and manage your credit card there.  In addition, you will be able to make payments online or arrange to pay for the credit card charges in a number of other ways.

Old Navy Visa Credit Card Payments

You can pay for your credit card fees directly to Synchrony Bank.  In addition, you can also send in your payment to Synchrony Bank via check or pay over the Internet using Old Navy’s credit card login information.

Old Navy Visa Credit Card Phone Numbers

Phone numbers for the Old Navy Visa credit card are outlined below, which include a phone number for customer service as well as a phone number for questions about the Old Navy Visa credit card.

  • Customer service : 1-877-222-6868

Old Navy Website: oldnavy.gap.com

Old Navy Credit Card Information: Old Navy Credit Card Information Overview


Website URL Visit Link Here
Credit Card Information URL Visit Link Here
Credit card login URL Visit Link Here
Credit card phone number 1-877-222-6868
Credit card value rating GOOD
Introductry APR N/A
APR 25.74%
Bonus / Rewards 1% or 5%
Annual Fee 0
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