Sears Credit Card - Shop Your Way Rewards Mastercard

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The Sears credit card is a Mastercard credit card offered by Sears from Citibank.  Sears’ Shop Your Way rewards program provides for Sears credit card users to get 2% rewards for purchases made at Sears and Kmart.  In addition, Sears credit card users will get 5% rewards for purchases at gas stations and 3% rewards for purchases at grocery stores and restaurants up to a combine $10,000 of purchases annually and then 1% thereafter.  Finally, the Sears credit card will provide 1% rewards on all other purchases made with the credit card as part of the Shop Your Way rewards program.

You can apply today and get up to $35 in statement credits on your purchases for the day when you are approved for the Sears credit card.

Sears has a broad array of products ranging from low-priced knick-knacks to high-priced appliances and tools.  As a result, the Sears credit card offers its customers a good way to earn rewards, particularly when considering the broad range of products sold at Sears and Kmart.  However, the 2% rewards for purchases at Sears and Kmart as well as the limits on gas and grocery purchases seem to be lacking when compared to other retailers and credit card rewards programs.

Sears Master Card Credit Card Value Rating

Based on our review of the credit card and its terms, we give the Sears credit card a GOOD value rating.  Although the % savings can be quite good initially, it drops off quickly after reaching the $10,000 spend level.  We recognize that most people will not reach that spending level with the Sears credit card.  But outside of the 5% and 3% rewards on gas and groceries, the other aspects of the rewards programs are sub-par.  So, the balance of generous initial rewards for a couple of key categories along with the disappointing other aspects of the rewards program results led to our value rating for the Sears credit card to be GOOD.

Sears Mastercard Credit Card Terms

  • Introductory APR: N/A
  • Ongoing APR: 25.99%
  • Cash Advance APR: 27.90%
  • Annual Fee: $0
  • Bonus / Rewards: 5% Shop Your Way rewards for purchases at gas stations, 3% rewards for purchases at grocery stores and restaurants, 2% rewards for purchases at Sears and Kmart, 1% rewards on other purchases
  • Cash Advance Fee: higher of 5% or $5
  • Late Payment Fee: up to $37
  • Returned Payment Fee: up to $37

Sears Mastercard Credit Card Login

Your Sears credit card login can be accessed by going to the following login page –> Sears credit card login.  You will then be able to login to access and manage your credit card there.  In addition, you will be able to make payments online or arrange to pay for the credit card charges in a number of other ways.

Sears Mastercard Credit Card Payments

You can pay for your credit card fees directly at any Sears location.  In addition, you can also send in your payment to Citibank via check or pay over the Internet using Walmart’s credit card login information.

Sears Mastercard Credit Card Phone Numbers

Phone numbers for the Sears credit card are outlined below and include a phone numbers for customer service, technical assistance, as well as the hearing impaired.

  • Customer service : 1-800-815-7701
  • Technical assistance: 1-800-815-7701
  • TDD / TTY for the hearing impaired: 1-866-357-2484
  • Outside the U.S., Canada, and Puerto Rico, call collect: 1-800-437-3277

Sears Website:

Sears Credit Card Information: Sears Credit Card Information Overview

Website URL Visit Link Here
Credit Card Information URL Visit Link Here
Credit card login URL Visit Link Here
Credit card phone number 1-800-815-7701
Credit card value rating GOOD
Introductry APR N/A
APR 25.99%
Bonus / Rewards 1% to 5%
Annual Fee 0
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